Problem in Bank loan

milangadakari
Posts: 61
Joined: August 22nd, 2012, 11:13 pm

Problem in Bank loan

Postby milangadakari » January 5th, 2018, 6:46 pm

Constructing a house behind National public school in Smv 6th block. Axis bank’s technical person mentioned its coming in purple area and there is a lake nearby. The lake is 500 mtr away. Can someone please help me understand what Can be done here?

Foundation work is completed already.

chandraklc
Posts: 47
Joined: December 7th, 2011, 11:50 am

Re: Problem in Bank loan

Postby chandraklc » January 8th, 2018, 1:07 pm

Hi,

did u got the approval plan from BDA to construct house? if yes you can show that as proof since govt itself doesnt have problem what will be the issue with bank.at present the distance from lake is 75M as per NGT. Even the disussion still going on with the buffer distance from rajakaluve and lake in the court.
can you tell me whom you contacted to get the building approval? in our layout they are not giving approval to nearby sites of rajakaluve.

Thanks
Chandra

milangadakari
Posts: 61
Joined: August 22nd, 2012, 11:13 pm

Re: Problem in Bank loan

Postby milangadakari » January 10th, 2018, 7:05 pm

The site is 65 Mtr away from the very very small Rajakaluve. As per the norms construction can be done outside 25 Mtr and outside 75 Mtr from the lake.
My Site is at 430 Ft i.e 130 mtr from the lake. Please help.

girishshk
Posts: 134
Joined: April 18th, 2012, 9:26 am

Re: Problem in Bank loan

Postby girishshk » January 14th, 2018, 7:59 pm

please wait don't construct the house. Now during release of complete housing loan, there is private estimator who estimates this and shall not give u the approval. They use google maps and GPS based location,they don't believe any plans etc hence cannot hide anything.

chandraklc
Posts: 47
Joined: December 7th, 2011, 11:50 am

Re: Problem in Bank loan

Postby chandraklc » January 17th, 2018, 3:46 pm

hi,

usually private estimator will expect some money, in your case he will take advantage. just give some money to him and he will approve. but usually step by step they will release the amount and before release they will check in your own cost whether u have done basement. go for other bank if this guy not approving. but did you got the housing plan from BDA recently?

thanks
chandra

amit_pearl2
Posts: 195
Joined: September 7th, 2009, 1:53 pm

Re: Problem in Bank loan

Postby amit_pearl2 » January 21st, 2018, 11:18 pm

Are there any house that have already come up and are nearer to the the lake or the drain? NGT order has just spread panic and created huge problem to individual site owners who invested thier entire life earning to build thier dream house. Have you got plan sanctioned by BBMP?


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