FRAUD Case
Re: FRAUD Case
I feel its worth filing a complaint against ICICI in RBI ombudsmans website ( link below). Its no use trying to get hold of the guy ( you know how things work here !! ). ICICI has no right to pay , that too in cash, to person B when cheque is for person A.
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159
Re: FRAUD Case
Nice story !!
1. No person in his right frame of mind will issue a OPEN CHEQUE. No sure how matured you are in this case.
2. no direct cash cheque can be issued in the name of a organization, hence, not sure again on your account of the so & so xyz picking up the amount.
3. If what you are saying is true, you can haul up the bank. meet the guys in the head office at bangalore & discuss with them. Rookie representatives will not be of any assistance.
4. There is a limit until which cash payments could be done, this however is not applicable in case of point 2.
1. No person in his right frame of mind will issue a OPEN CHEQUE. No sure how matured you are in this case.
2. no direct cash cheque can be issued in the name of a organization, hence, not sure again on your account of the so & so xyz picking up the amount.
3. If what you are saying is true, you can haul up the bank. meet the guys in the head office at bangalore & discuss with them. Rookie representatives will not be of any assistance.
4. There is a limit until which cash payments could be done, this however is not applicable in case of point 2.
Re: FRAUD Case
We can understand your loss.
But you have delayed too much. As its already 6 years over, How do you prove that that guy came to you and collected it or he was sent by the Builder. Whether you like it or not, you should have filed a fraud case at the CCB branch of police department. and complaining to RBI Ombudsman on the deficiency of service for the Bank.
Alternately, try to file a case at Consumer Redressal Forum against the Bank for malpractice.
Last but not least, Here onwards maintain documentary proof for all your transactions and communications with any other Third party or departments or business firms.
But you have delayed too much. As its already 6 years over, How do you prove that that guy came to you and collected it or he was sent by the Builder. Whether you like it or not, you should have filed a fraud case at the CCB branch of police department. and complaining to RBI Ombudsman on the deficiency of service for the Bank.
Alternately, try to file a case at Consumer Redressal Forum against the Bank for malpractice.
Last but not least, Here onwards maintain documentary proof for all your transactions and communications with any other Third party or departments or business firms.
Re: FRAUD Case
hello,
Thanks for the replies. Yes, it is 100% true story. I am still fallowing up with ICICI bank and still kind of getting weired answers from them.
I know we bid big blunder mistake, which is very unfortunate and costly .
Thank U for the link Jackalbda, I wil try to file there!, as I have all the copies of checks.
Thx
Thanks for the replies. Yes, it is 100% true story. I am still fallowing up with ICICI bank and still kind of getting weired answers from them.
I know we bid big blunder mistake, which is very unfortunate and costly .
Thank U for the link Jackalbda, I wil try to file there!, as I have all the copies of checks.
Thx
Re: FRAUD Case
if whatever you have mentioned is true, the whole responsibility is with the bank. I am sure that you would get it fixed through RBI . I have done that for a similar case, though for a smaller amount and RBI followed it up and the bank returned me the money. The only issue here is , it has been 6 years !! Not sure why you dint take the RBI route till now 
Re: FRAUD Case
Thank once gain.
Yes, it is too late and unfortunately I was not aware of thei RBI. I fallowed up with right immidiately and demanded
for enquiry, intern they just provided me the copies of checks, says builders (SM)signed teh checks and send to us with his
employee (SM) . But when i see signature back of check it was forgery done by the person who took money. We took all these
evidenses and went to police for file case, and we got above answer and asked us to pay 20K, thne only we take up matter,
if not no respnse.
Now and before also I demanded ICICI to provide me teh details of person from ICICI (cashier) who vouchered that check
and paid money, since such huge amount can't be paid, without proper idetity or authorization. But they ask me to go to
police and file case, which I rejected as u r employee did mistake (paid money ), so u shoudl fallow up else give me teh name
of personal, which I wil include in teh FIR and fiel case, but they are not giving that details.
By the way I saw website, looks promising, I was trying to get contact details of this perticular department,
but I see only email, let me see with RBI, if I can get any help.
Thx
Yes, it is too late and unfortunately I was not aware of thei RBI. I fallowed up with right immidiately and demanded
for enquiry, intern they just provided me the copies of checks, says builders (SM)signed teh checks and send to us with his
employee (SM) . But when i see signature back of check it was forgery done by the person who took money. We took all these
evidenses and went to police for file case, and we got above answer and asked us to pay 20K, thne only we take up matter,
if not no respnse.
Now and before also I demanded ICICI to provide me teh details of person from ICICI (cashier) who vouchered that check
and paid money, since such huge amount can't be paid, without proper idetity or authorization. But they ask me to go to
police and file case, which I rejected as u r employee did mistake (paid money ), so u shoudl fallow up else give me teh name
of personal, which I wil include in teh FIR and fiel case, but they are not giving that details.
By the way I saw website, looks promising, I was trying to get contact details of this perticular department,
but I see only email, let me see with RBI, if I can get any help.
Thx
Re: FRAUD Case
ICICI and HDFC Banks have most fraud cases related to Loans and Credit Card issues.
As long as you are following up with ICICI, they sing same old tunes for you and you will be in the same stage, until you approach the RBI and Consumer Redressal Forum. Once they receive the notice from those two authorities, proactively, they will come to meet you to resort the issue/amicable solution.
there is a limit for trust and optimism. I think you have to blame yourself for your lazyness and for not initiating anything legally. Whats stopping you from last 6 years ???? Why are you hesitating to go for the necessary legal steps ??.
BETTER LATE THAN NEVER. START NOW.
As long as you are following up with ICICI, they sing same old tunes for you and you will be in the same stage, until you approach the RBI and Consumer Redressal Forum. Once they receive the notice from those two authorities, proactively, they will come to meet you to resort the issue/amicable solution.
there is a limit for trust and optimism. I think you have to blame yourself for your lazyness and for not initiating anything legally. Whats stopping you from last 6 years ???? Why are you hesitating to go for the necessary legal steps ??.
BETTER LATE THAN NEVER. START NOW.
Re: FRAUD Case
Hi msn1270,
I totaly agree with you, that was my mistake for prolonging such long time.
Unfortunately as I am away from India, was not knowing this RBI process, had I been known
6 yrs back, I certainly should have aproached. But as u said "BETTER LATE THAN NEVER",
I am going to restart process once again. Basically I was more concentrating catching
the guy who runaway with money, by not knowing this process.
Thank You.
I totaly agree with you, that was my mistake for prolonging such long time.
Unfortunately as I am away from India, was not knowing this RBI process, had I been known
6 yrs back, I certainly should have aproached. But as u said "BETTER LATE THAN NEVER",
I am going to restart process once again. Basically I was more concentrating catching
the guy who runaway with money, by not knowing this process.
Thank You.